A1 Equipment Finance
Car Finance in Port Phillip

A1 Vehicle Loans can produce loans for fresh cars and worn cars. A1 Vehicle Loans has its own in house fleet management service to assist you manage your vehicle or other asset expenses, and we have a car buying system to track down the superior fresh car price for you. Hire Purchase repayments are immobile for the duration of the loan. Chattel Mortgage is a product that assists a business or an individual to either upgrade or acquire a fresh car, worn car or other business equipment. A chattel mortgage provides for the purchase of goods in exchange for a immobile series of payments. With a chattel mortgage, you are deemed to be the owner of the goods while the financier has security over the goods. As the owner, you can claim a tax deduction for the depreciation on the goods as healthy as the interest component of the loan repayments. Salary packaging a car is all about setting up a notated lease arrangement between an employee and an employer. A notated Lease is an agreement between a finance company, an employee and their employer. A non maintained lease does not include the running costs of the motor vehicle. There are other features to consider: At the final of the lease, the employee has the option to purchase the vehicle, free the car for an surplus period or trade the car in on a new vehicle or a worn car. If employee leaves, they receive the vehicle with them. An employer may wish to use the Employee Contribution Method (EC) when setting up and employees package to assist with meeting of any Fringe Benefits Tax obligations. Depending on the employee's individual financial circumstances, salary packaging a motor vehicle below a notated lease may have the effect of increasing an employee's net disposal income. A Consumer Loan (also known as a personal loan) is for entirely private use cars. The finance provider will have a security over the car, but you are the owner of the vehicle. Conform your details so one of our leasing consultants can discuss your quote with you. A1 Vehicle Loans has access to national service networks and offers you the convenience of managing your fleet with a single card. Maintenance : A1 Vehicle Loans preauthorise and negotiate all vehicle expenditure through its accredited network of repairers and suppliers which includes various Motor vehicle dealerships, Eyre suppliers, windscreen repairers, and other general service providers. Vehicle Purchasing : A1 Car Loans source and negotiate discounted purchase prices on vehicles and arrange the vehicle delivery for our customers. Management Reporting : A1 Vehicle Loans provides our customers with web portal access to fleet data and a range of convenient reports including exceptions and trends. Ease of budgeting by including maintenance, registration costs and other expenses within a stationary monthly amount. Adhoc Online access to vehicle analysis reports to assist with fleet decision making and managing statutory requirements.